Gratitude Insurance Agency

Medical Insurance

Medical emergencies can happen when you least expect them. At Gratitude Insurance Agency Limited, we provide medical insurance solutions that shield you and your loved ones from the financial burden of healthcare costs—so you can focus on recovery, not expenses.

What is Medical Insurance?

Medical insurance is a policy that covers the cost of medical treatment when you fall ill, get injured, or need regular health services. It includes expenses for:

  • Inpatient care (hospital stays)
  • Outpatient treatment (doctors’ visits, lab tests, scans)
  • Maternity and newborn care
  • Chronic illness management
  • Dental and optical services
  • Emergency evacuation and ambulance services

Why You Need Medical Insurance?​

Medical costs in Kenya are rising. A hospital admission can cost tens of thousands of shillings. Medical insurance gives you:

  • Access to quality hospitals and specialists
  • Freedom to choose where you’re treated
  • Protection from high out-of-pocket costs
  • Faster treatment without delays
  • Peace of mind in medical emergencies

Who Needs It?​

Medical insurance is for everyone:

  • Individuals seeking private healthcare
  • Parents planning for their family’s well-being
  • Employers caring for their staff
  • Senior citizens managing age-related conditions
  • SHA holders who need enhanced protection

Why Choose us?

At Gratitude Insurance Agency, we go beyond policy sales. We offer:

  • Expert guidance to help you choose the right plan
  • Access to top insurers and top-tier hospitals
  • Fast claims support and policy management
  • Customized solutions to suit your lifestyle and income
  • Ongoing care and follow-up

Why Gratitude?

We provide an array of insurance products, including:

Medical Insurance Cover

We have affordable health covers for individuals, families, businesses and corporate with amazing perks for everyone

Motor Insurance Cover

We provide insurance for private vehicles, PSV (matatu and buses), commercial vehicles and taxis.

Life Insurance Cover

Caring for our loved ones comes first. Thats why life insurance cover provides monetary compensation to your beneficiary in the event of death

Domestic Insurance Cover

A home insurance ensures peace of mind by covering your house and belongings against life's unexpected events

Travel Insurance Cover

Travelling abroad comes with uncertainties. To ensure your peace on mind, we will cover the costs of unforeseen incidents.

Contractors All Risks Insurance

We cover for damages, destructions or loss of construction work as a result of natural calamities, theft or accidents

How it works?

Getting a motor insurance cover with us is as easy as below three simple steps

1.

Sharing your motor vehicle details

To get us started, we request you share your details and the details of the vehicle to be insured.

2.

Quote and payment

Upon validation of your details, we shall send you a quote. You'll then make payment through our till number

3.

Issuance of certificate

Once payment is completed, the certificate will be issued and a soft copy will be shared by email or WhatsApp. All you need to do it to print and stick to your car.

Our Insurance Company Partners

List of partners working with Gratitude Insurance Agency